Kabuhayan-as-a-Service
The Sword (Tech) and the Shield (Risk Logic) for the modern Filipino lender.
14-day free trial · No developer required · 99.9% uptime SLA
How Kabuhayan SaaS Works
Choose Your Plan
Pick a tier based on your operation size. Not sure? Take our assessment quiz below.
We Set You Up
7-day onboarding: we configure your instance, train your team, and migrate your data.
Start Collecting
Your collectors use the app daily. Borrowers get receipts, XP, and transparency.
Grow & Scale
As you grow, upgrade your tier for more capacity, AI insights, and premium features.
Tier 1: Starter (Entry-Level Foundation)
For solo lenders just starting out.
1.1 Solo
₱2,499/mo
50 active loans · 1 Admin · 12-mo lock-in
- ✓ Core Ledger (B1-B4)
- ✓ Basic PAR tracking
- ✓ Standard SMS Receipts
- ✓ Use your own smartphone
1.2 Plus ⭐
₱4,499/mo
100 active loans · 1 Admin + 2 Collectors · 12-mo lock-in
- ✓ Everything in Solo
- ✓ Basic CBU Tracking
- ✓ 58mm Bluetooth Thermal Printer
- ✓ Physical receipt printing
1.3 Pro
₱6,999/mo
250 active loans · 1 Admin + 2 Collectors · 12-mo lock-in
- ✓ Everything in Plus
- ✓ Manual Agimat XP Dashboard
- ✓ Rugged Field Smartphone
- ✓ Heavy-duty Thermal Printer
Tier 2: Growth (Mid-Level Automation Engine)
For expanding lending operations with multiple collectors.
2.1 Firm
₱11,999/mo
500 active loans · 5 Collectors · 1 Branch · 12-mo lock-in
- ✓ Automated Agimat Engine
- ✓ Basic Alaga Shield
- ✓ Branded Indigo Polo Shirts
2.2 Professional ⭐
₱17,999/mo
1,500 active loans · 10 Collectors · 3 Branches · 12-mo lock-in
- ✓ Everything in Firm
- ✓ Standard AI Oracle (stock alerts)
- ✓ Custom SMS Branding
- ✓ Free printer replacements
2.3 Elite
₱24,999/mo
3,000 active loans · 20 Collectors · 5 Branches · 24-mo lock-in
- ✓ Everything in Professional
- ✓ GPS Geofencing Gates
- ✓ 5 phones + 5 printers + uniforms (24-mo lock-in)
Tier 3: Enterprise (Institutional Powerhouse)
For established lending companies with multiple branches.
3.1 Corporate
₱45,000/mo
7,500 active loans · 50 Collectors · 10 Clusters
- ✓ Co-Branded UI
- ✓ Read-only API access
- ✓ ESG Impact Reporting
- ✓ Custom QR + Stall Stickers
3.2 Institutional ⭐
₱85,000/mo
15,000+ active loans · 100+ Collectors · Unlimited
- ✓ Full White-Label (your app name)
- ✓ Advanced AI Oracle (Claude-powered)
- ✓ Xero/QuickBooks Integration
- ✓ Concierge onboarding
3.3 Network
Custom quote
Unlimited · Gov / Global MFI Networks
- ✓ Multi-tenant sub-accounts
- ✓ 24/7 Dedicated Tech Team
- ✓ Global hardware fleet mgmt
- ✓ Starts at ₱150,000/mo
Additional Seat Pricing
Each plan includes a set number of admin and staff seats. Need more? Add extra seats at these rates.
Extra Office Staff Seat
₱500/mo
Per additional staff user beyond your plan's included seats
Extra Admin Seat
₱1,000/mo
Per additional admin user beyond your plan's included seats
How seat billing works:
Overage charges are calculated automatically and appear as line items on your next invoice. You can view your current seat usage on the Billing page in your dashboard. Deactivating extra users stops the charge on your next billing cycle.
7-Day Partner Onboarding Roadmap
Tap any step to see the complete expectations, deliverables, and technical details.
Technical Provisioning
Day 1 →Cloud instance, admin credentials, branding upload.
Product & Policy Config
Day 2 →Interest rates, service fees, Alaga premiums, Agimat XP weights.
Staff & Hardware Setup
Day 3 →Register collectors, install APK, pair printers, GPS-anchor first 10 stalls.
Wholesaler & Medical
Day 4 →Onboard local suppliers, verify clinic MOA and voucher codes.
Dry Run (Simulation)
Day 5 →Mock collection, Typhoon Mode drill, Incident Report test.
Data Migration
Day 6 →Import existing borrowers from Excel/CSV, assign Legacy Tiers.
Live Launch + Hyper-Care
Day 7 →First real ₱ collected. Support team monitors for 48 hours.
Uptime SLA
99.9%
Outage Response
4 hours
Exit Data Dump
30 days