Join hundreds of Naga City vendors already growing with Kabuhayan.
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Loan Details
Important Note
When our credit investigator visits your stall, please present the same Government ID you declared above. Mismatched information may delay your application.
Kabuhayan Loan Terms
Loan amount: ₱5,000 (starting) · Term: 60 days · Daily payment: ₱100/day
Fee Disclosure — What Gets Deducted
The following are deducted from your loan amount before payout. We believe in full transparency — no surprises.
Service Fee (1.5%)
One-time processing fee · Required
₱75
CBU Savings (5%)
Your savings fund · Earns 1% monthly interest · Returned when you exit
₱250
CLIP / Alaga Shield (₱100) — Optional
Loan protection insurance. Covers your balance in case of emergencies. If you don't want this, leave unchecked — it will NOT be deducted.
Your estimated payout (without CLIP): ₱4,675
With CLIP: ₱4,575 · Your ₱250 CBU is saved and earns interest for you.
Have a promo code? Enter it here and the discount will apply when your loan is approved.
By submitting, you agree to a credit investigation visit at your stall and acknowledge the fees disclosed above.
Kabuhayan Fintech · Oragon na Negosyo sa Naga